Except for issues involving rates; applicants, insureds, or their representatives may appeal to the Appeals Committee of the Association within 35 days after any final ruling, decision or action of the Association. Declinations (non-acceptances for new business applications), policy cancellations, or termination of coverage are issued on buildings that do not meet the eligibility criteria as defined by New York State Insurance Law, Article 54.

To initiate the appeal, return the Appeal Form included as part of your Declination or Notice of Cancellation. If you don't have your form, submit an appeal request by providing a name and a telephone number of someone an inspector can contact to arrange for an inspection.

All documents (photos, bills, receipts, contracts, leases, etc.) attached to the appeal form are reviewed and a physical inspection may be required. The appeals departments will notify you by mail of their decision. This process takes approximately 20 business days; however, delays in scheduling an inspection will extend the time for a decision.

Appeals can be submitted:

• By mail: New York Property Insurance Underwriting Association Appeals

  155 Myers Corners Road, Suite 200

  Wappingers Falls,New York, 12590-3857

• By email: fairplan@nypiua.com
• By fax: (845) 218-3099

A further appeal may be made to the Superintendent of Insurance within 30 days of the determination of the Appeals Committee.

Appeals with respect to rates should be addressed to: